| FORM NL-13-LOANS SCHEDULE | |||
|---|---|---|---|
| Name of the Insurer: GENERAL INSURANCE CORPORATION OF INDIA | |||
| LOANS | (` '000) | ||
| Particulars | As At 30.06.2014 | As at 30.06.2013 | |
| 1 | SECURITY-WISE CLASSIFICATION | ||
| Secured | |||
| (a) On mortagage of property * | |||
| (aa) In India | 786811 | 883448 | |
| (bb) Outside India | 0 | 0 | |
| (b) On Shares, Bonds, Govt. Securities | 1 | 0 | |
| (c) Others | 3142756 | 3403664 | |
| Unsecured | 68587 | 68587 | |
| TOTAL | 3998155 | 4355699 | |
| 2 | BORROWER-WISE CLASSIFICATION | ||
| (a) Central and State Governments | 3142756 | 3403664 | |
| (b) Banks and Financial Institutions | 0 | 0 | |
| (c) Subsidiaries | 0 | 0 | |
| (d) Industrial Undertakings | 839341 | 930360 | |
| (e) Others (to be specified) | 16057 | 21676 | |
| TOTAL | 3998154 | 4355700 | |
| 3 | PERFORMANCE-WISE CLASSIFICATION | ||
| (a) Loans classified as standard | |||
| (aa) In India | 3128795 | 3412437 | |
| (bb) Outside India | 0 | 0 | |
| (b) Non-performing loans less provisions | 0 | 0 | |
| (aa) In India | 204428 | 217201 | |
| (bb) Outside India | 0 | 0 | |
| Provisions ** | 664931 | 726062 | |
| TOTAL | 3998154 | 4355700 | |
| 4 | MATURITY-WISE CLASSIFICATION | ||
| (a) Short Term | 291232 | 343397 | |
| (b) Long Term | 3706922 | 4012303 | |
| TOTAL | 3998154 | 4355700 | |
| ** | Includes Provision for Bad and Doubtful Loans | ||
| Notes: | |||
| (a) Short-term loans shall include those, which are repayable within 12 months from the date of balance sheet. Long term loans shall be the loans other than short-term loans. | |||
| (b) Provisions against non-performing loans shall be shown separately. | |||
| (c) The nature of the security in case of all long term secured loans shall be specified in each case. Secured loans for | |||
| the purposes of this schedule, means loans secured wholly or partly against an asset of the company. | |||
| (d) Loans considered doubtful and the amount of provision created against such loans shall be disclosed. | |||